Supporting First Time Buyers


The process of buying your first home is an exciting time, and Monmouthshire Building Society is committed to helping first time buyers take their first steps onto the property ladder.

To help with every stage of the home buying journey, the Society offers a range of products and services that are tailored to the needs of first time buyers.

Low Deposit Mortgages Interm Arrow

The Society offers a range of competitive low deposit mortgages within our local geographical area*. Our low deposit mortgages are characterised as having a Loan-to-Value (LTV) between 90 and 95%.

In addition, the Society’s house purchase product range may be suitable for a range of home buyers including those hoping to purchase new build properties**, which can be particularly attractive to first time buyers’. (Please note that not all products within the house purchase range are categorised as low deposit).

To find out more about Monmouthshire Building Society’s competitive mortgage product range, including our low deposit mortgages simply click here.

Help to Buy – Wales Interm Arrow

The Society is pleased to commit to the Help to Buy - Wales scheme, providing an affordable solution to home ownership for first time buyers who may find it difficult to save up for a larger deposit.

Click here to find out more about Help to Buy – Wales.

Mortgage Calculators Interm Arrow

If you’re thinking of applying for your first mortgage, the Society’s mortgage calculators have been designed to help you find out how much you could potentially borrow and what your monthly repayments might be. Click here to access the Mortgage Calculators.

Please note that the information provided is for illustrative purposes only and does not constitute any form of mortgage offer or advice. As part of the Society’s Mortgage Service we are happy to advise and make a recommendation for you after we have assessed your needs in full.

Mortgage Guide Interm Arrow

If you’d like to find out more information about the entire process of applying for a mortgage, then you’ll find lots of useful information in our comprehensive online mortgage guide.

The Society’s mortgage guide provides answers to many of your pressing questions, including a useful section on the home buying process and how much money you might be able to borrow.

Contact us Today! Interm Arrow

Monmouthshire Building Society is dedicated to supporting first time buyers achieve their dream of home ownership, so why not get in touch today to make your dream a reality.

First Time Buyer

Please note that products and services may be withdrawn or may change at any time.

*Our geographical area is England and Wales

**All new build lending between 90-95% LTV is for houses with a minimum of two bedrooms and situated in England and Wales

Your home may be repossessed if you do not keep up payments on your mortgage. Think carefully before securing other debts against your home.


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