Low Deposit Mortgages
If you’re looking to purchase your first home, move home or switch your mortgage, but you don’t have a large deposit, then Monmouthshire Building Society can help you with our range of low deposit mortgage and remortgage products.
Please note that products up to 90% LTV are only available to customers who live in the NP, CF, SA, LD, WR, GL, HR, BS, BA, SN, RG, OX, SY and TA postcode areas.
Products up to 95% LTV are only available to customers who live in the NP, CF, SA, LD, WR, GL, HR and BS postcode areas.
In addition to our competitive low deposit mortgage products, we provide a personal, flexible approach, to make sure you find the mortgage that's right for you. As part of our service, we can offer free advice and recommend a mortgage product for you once we have assessed your needs. You can arrange to speak with one of our mortgage advisers by contacting us.
Our house purchase products are available to both new and existing borrowers who are looking to move house. Some of our products do not have an Early Repayment Charge (ERC).
Full product details are contained in the links below:
- 2 Year Discount Mortgage (up to 90% LTV*) - D178
- 2 Year Discount Mortgage (up to 95% LTV*) - D177
- 2 Year Fixed Rate Mortgage (up to 95% LTV*) - F344
- 2 Year Fixed Rate Mortgage (up to 90% LTV*) - F343
- 2 Year Discount Remortgage (up to 90% LTV*) - D186
- 2 Year Discount Remortgage (up to 90% LTV*) - D185
Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.