Extensive Range of Remortgage Products Available

13 August 2014

The Society provides an extensive range of fixed rate and discount remortgage products for both new and existing customers.

The remortgage product range offers competitive interest rates, no product fees and up to 90% loan to value (LTV) in the Society’s local area only*.

The Society offers a four year fixed rate remortgage at 3.55%, with a maximum LTV of 75%. The product is available across England and Wales, with no product fee, standard valuation fee or legal fees†.

The range of remortgage products also includes a 90% LTV four year fixed rate mortgage at 4.85%, again with no product fee, available in the Society’s local geographical area only*.

The Society also provides a range of competitive fees free discount remortgage products with up to 90% LTV in the local area only*, and all with no product fees and no early repayment charges (ERC).

Further information about the entire product range, including full terms and conditions, can be found here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

Geographic Restrictions

* The Society's local geographical area is defined as postcode areas: NP, CF, SA, LD, WR, GL, HR and BS. See individual product information for full terms and conditions.

Legal Fees

† You will not have to pay the usual legal fees if the Society’s appointed solicitors are used. Our solicitor acts for the Society only to ensure we have good legal claim over your property. (You will have to pay for any additional legal work that the solicitors do which is beyond the usual scope of a simple remortgage, for example, change of your name, transfers of equity, deeds of postponement, merger of freehold and leasehold).

Eligibility


Loans available to persons aged 18 or over and are subject to status and valuation of a suitable property, over which security will be required. All lending will be subject to appraisal of the financial standing of the applicants.

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