Flooding Advice for Customers

14 February 2014

With the wettest winter month on record just behind us, and the rain clouds showing no sign of shifting, it’s important to prepare your home against the risks posed by flooding. The UK has experienced an unprecedented amount of rainfall lately, and with our ground and rivers already saturated, certain properties are particularly vulnerable to the risk of flooding.

As we’ve seen on the news, the results of flooding can be devastating. Add to that the cost of damage repair and the replacement of your valuables, and the importance of forward-planning becomes even more important.

The Environment Agency acknowledge that it is almost impossible to completely flood-proof a property, but there are a number of practical measures you can take in order to limit the effects of flooding on your business.

Here are some simple protective steps you can take that may help you to avoid damage and expensive repair or replacement costs:

Assess your home and its potential for flooding – Prevention is key in the case of flooding, and now is the ideal time to check your damp-proofing courses and to check for any gaps between doors and windows. Raising door thresholds can also be a simple but effective measure to keep out floodwater.

Clear your drains – Our drains can become clogged up with old leaves and soil at this time of year, and without the ability to flow away quickly, flood-water is much more likely to build up and possibly enter your home.

Keep flood-proofing items to hand – Sandbags can be used to restrict water flow outside your property and to hold flood water back from doorways. They can also be placed around gates, driveways and paths in order to effectively divert water away.

Install non-return valves – Non-return valves are vital in a flood situation in order to prevent rising waste water and sewage from re-entering your home.

Protect your belongings – Valuable items and anything likely to be damaged by flood water such as computer equipment should be stored on the upper levels of your building, on shelves, or even at the home of a friend or relative. Documentation such as insurance policies, passports etc. can also be given further protection by being stored within sealed polythene bags.

Check your cover – It is highly important that you check your insurance policy documents to establish the level of cover in place. If your home is inadequately covered, with insurance that is not as comprehensive as it should be, then you run the risk of being only partly covered, or not being insured at all.

The Society has teamed up with RSA, one of the UK's leading insurers, who offer cover to meet your individual needs as well as assistance and legal advice 24 hours a day. If you’re concerned as to whether you have adequate cover in place, you can call us on 01633 844 390 to request a quote, or click here to find out more.

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