Society Launches Range of Four Year Fixed Rate Mortgage Products

3 July 2014

The Society has launched a new range of four year fixed rate house purchase and remortgage products following the unprecedented success of a number of our previous fixed rate products.

The new house purchase product range is suitable for both first-time and other home buyers, offering competitive interest rates and up to 95% loan to value (LTV) in the Society’s local area only*.

The Society offers a four year fixed rate house purchase mortgage at 3.25%, with a maximum LTV of 75%. The product is available for house purchase across England and Wales, with a £995 product fee which can be added to the loan.

The range of new products also includes a 95% LTV four year fixed rate mortgage at 5.35%, with no product fee which is ideal for first-time buyers who may be finding it difficult to save up for a larger deposit. Further information about the product range including full terms and conditions, can be found here.

For customers looking to switch their mortgage from another lender, the Society has also launched a range of competitive four year fixed rate remortgage products, up to 90% LTV, and all with no product fees, free standard valuation and free legal fees†. The product range includes a four year fixed rate at 3.55% with a 75% LTV available throughout England and Wales, and a 90% LTV product with a four year fixed rate of 4.85% available in the Society’s local area only*.

* The Society's local geographical area is defined as postcode areas: NP, CF, SA, LD, WR, GL, HR and BS. See individual product information for full terms and conditions.

†You will not have to pay the usual legal fees if the Society’s appointed solicitors are used. Our solicitor acts for the Society only to ensure we have good legal claim over your property. (You will have to pay for any additional legal work that the solicitors do which is beyond the usual scope of a simple remortgage, for example, change of your name, transfers of equity, deeds of postponement, merger of freehold and leasehold).

Loans available to persons aged 18 or over and are subject to status and valuation of a suitable property, over which security will be required. All lending will be subject to appraisal of the financial standing of the applicants.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

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