Society Launches Range of Two Year Fixed Rate Mortgage Products

29 September 2014

The Society has revamped its House Purchase and Remortgage product offering with the launch of a new range of two year fixed rate house purchase and remortgage products

The new house purchase product range is suitable for first-time buyers and those looking to make their next move on the property ladder, offering competitive interest rates and up to 95% loan to value (LTV) in the Society’s local area only*.

The Society offers a two year discount rate house purchase mortgage with an initial rate of 2.22% (4.7% APR), with a maximum LTV of 85%. The product is available in the Society’s local geographical area only, with a £995 product fee which can be added to the loan.

The range of new products also includes a 95% LTV two year fixed rate house purchase mortgage at 4.55% (5.1% APR), with no product fee which is ideal for first-time buyers who may be finding it difficult to save up for a larger deposit.

For customers looking to switch their mortgage from another lender, the Society has also launched a range of competitive two year fixed rate remortgage products, up to 90% LTV with free standard valuation and free legal fees†. The product range includes a two year fixed rate remortgage product at 2.25% (4.7% APR) with an 80% LTV.

Further information about the product range including full terms and conditions, can be found here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

Geographic Restrictions

* The Society's local geographical area is defined as postcode areas: NP, CF, SA, LD, WR, GL, HR and BS. See individual product information for full terms and conditions.

Legal Fees

† You will not have to pay the usual legal fees if the Society’s appointed solicitors are used. Our solicitor acts for the Society only to ensure we have good legal claim over your property. (You will have to pay for any additional legal work that the solicitors do which is beyond the usual scope of a simple remortgage, for example, change of your name, transfers of equity, deeds of postponement, merger of freehold and leasehold).


Loans available to persons aged 18 or over and are subject to status and valuation of a suitable property, over which security will be required. All lending will be subject to appraisal of the financial standing of the applicants.

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