Lending into Retirement

lending into retirement

At Monmouthshire Building Society we offer residential mortgage borrowing for customers who are entering into or who are already in retirement. Customers must be located within our core lending area defined as postcode areas NP, CF, SA, LD, WR, GL, HR, BS, BA, SN, RG, OX, SY and TA.

Our standard residential products allow the loan to be repaid up to age 75, subject to a maximum term of 35 years.

We also have products available on a repayment basis before the main earner applicant reaches the age of 85, subject to a maximum repayment term of 35 years. This is not available directly through the Society’s mortgage advisers. Please contact us for more information.

The Building Societies Association has published an information guide titled 'Can I get a mortgage at my age?', which provides further information about borrowing into and in retirement. 

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