Protecting your Home

Personal Protection

Buying your home is probably the largest and most important purchase you will ever make. A mortgage is a long term commitment and life is full of uncertainties. So it’s important to safeguard against your death during the mortgage term, loss of earnings should you be made redundant or unable to work due to ill health or accident.

For impartial information about insurance, please visit the Money Advice Service.

Buildings and Contents Insurance

We provide buildings and contents cover, arranged with a leading UK insurer. You can find out more by asking in any branch or agency office.

For mortgage purposes, it is a condition that the property is insured for at least the full rebuilding cost, through a reputable insurance company. You are under no obligation to insure with us, but if you choose another insurance scheme, we will need a copy of the policy to check that it provides adequate cover.

Will Writing

Everyone should make a Will - it’s the only way to ensure that everything happens as you wish, and to make sure that your loved ones are protected. Even if you have a Will already, it may well need updating, particularly if you’ve been married or divorced, bought a house, had children, retired or received an inheritance. The good news is that making a Will doesn't have to be expensive or complicated. Our trusted panel of solicitors can offer you expert help with making a new Will or changing your current Will. You can find out more by clicking here or by asking in any of our Branches or Agencies.


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