Buy-to-Let

small MBS Award logoOur Buy-to-Let mortgages allow you to purchase or remortgage residential property for letting purposes at competitive interest rates.  Arranging a Buy-to-Let mortgage is as easy as a standard mortgage for owner occupation.

Important considerations before you ‘Buy to Let’

Purchasing a rental property is very different to finding a home for yourself. You must always remember that this is a business decision which you need to treat like an investment. Therefore be objective and focus on who is likely to rent the property you are looking to buy. Here are some tips to help you evaluate before you view any property:

What type of tenant are you looking for? e.g. Young professionals, families or sharers

Where’s the best area? Prosperous areas often attract a higher demand for property.

What’s the location like? Think about transport links, parking, schools, shops etc.

What condition is the property in? If it is in poor condition restrictions might be placed on the lending. It will also delay how quickly the property can be let.

How much rent are you likely to receive? Talk to local letting agents, read the local press to find out comparable rental values.

Buy to Let Products

Please note that our current products are ONLY available in our local geographical area defined as postcode areas: NP, CF, SA, LD, WR, GL, HR and BS. Full product details are contained in the links below:

Can we help you? Why not use our Mortgage Decision in Principle online form. You can arrange to speak with one of our mortgage advisers by contacting us.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.