Our ISA Accounts - Frequently Asked Questions

6 March 2014

We have recently made some changes to our ISA accounts. Here are the answers to some Frequently Asked Questions which our members may find useful.

Can I make deposits from 6th April 2014 into my existing Cash ISA 1, 2, 3 or 4 account?


No. Customers who hold Cash ISA 1, 2, 3 or 4 products will be unable to make deposits into these accounts after this date. However, your accounts will remain open and your balance will continue to earn interest.

Do I have to transfer funds from my current ISA account(s) into the new Cash ISA 5 account?


No. Funds can remain in existing ISA accounts. If you wish to make further ISA deposits, a Cash ISA 5 account will need to be opened.

What are the current interest rates for my ISA account?


The current (variable) interest rates paid are:


AnnualMonthly
Cash ISA 1 2.15% AER/tax-free
 ---
Cash ISA 2
 2.25% AER/tax-free 2.22% AER (2.20% tax-free)
Cash ISA 3
 2.25% AER/tax-free 2.22% AER (2.20% tax-free)
Cash ISA 4
 2.00% AER/tax-free   
 1.97% AER (1.95% tax-free)
Cash ISA 5
 1.75% AER/tax-free 1.71% AER (1.70% tax-free)

All of the above ISA rates are variable.

How do I transfer ALL of the amount from my existing ISA account into another ISA account?


If you wish to transfer all of your funds from an existing ISA account, simply write ‘All’ in the appropriate box on your ISA application form.

To find out more or to apply to open a Cash ISA 5 account online, click here.

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