Savings
Whether you’re looking for instant access, annual bonuses or tax-free savings, we have an account that will help you achieve your savings goals.
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Mortgages
Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Our Savings Bonds
Our range of savings bonds includes fixed rate bonds, tracker bonds and regular savings bonds. 
  Interest Rate (AER/Gross) Min Opening Deposit Max Opening Deposit Additional Deposits Allowed? Withdrawals
1 Year Fixed Rate Bond 1.55% Fixed £5,000 £500,000 No Not Permitted
2 Year Fixed Rate Bond 1.70% Fixed £5,000 £500,000 No Not Permitted
2 Year Smart Tracker Bond 1.25% Variable £1,000 £500,000 No Not Permitted
Regular Saver Bond 2.50% Fixed £20 £250 Yes - up to £250 per month Not Permitted

 

Further details and T&Cs of each of our bonds can be found on the individual account pages.

Fixed Rate Bonds

When you invest your savings in one of our fixed rate bonds, the interest rate stays the same for the life of the bond. This means you know exactly how much interest you'll get back when the bond matures.

With most of our fixed rate bonds, you deposit a lump sum when you open the account and cannot make any more deposits. 

However, our Regular Saver Bond also has a fixed rate and allows you to save up to £250 a month. 

Tracker Bonds

The interest rate on our tracker accounts tracks the Bank of England Bank Rate - if the Bank Rate rises or falls, so will the interest rate on our tracker accounts.

With our tracker bonds, you deposit a lump sum when you open the account and cannot make any more deposits.