About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Cash ISAs for 2023/2024 Tax Year

Our ISA accounts allow different levels of access

Instant Access Cash ISAs

Account Name Interest Rate
Ways to Open
Easy ISA 3.40% Online Branch or Agency

Member Exclusive Cash ISAs

You must be an existing member for this ISA
Click on the account name in the table below for more information

Account Name Interest Rate
Ways to Open
Exclusive One Access Cash ISA 4.85% Online Branch or Agency

Limited Access Cash ISAs

Account Name Interest Rate
Ways to Open
Limited Access
Cash ISA
4.50% Online Branch or Agency

Fixed Term Cash ISAs

Account Name Interest Rate
Ways to Open
1 Year Fixed Rate
Cash ISA
5.50% Online Branch or Agency
18 Month Fixed Rate
Cash ISA
5.55% Online Branch or Agency
2 Year Fixed Rate
Cash ISA
5.60% Online Branch or Agency
3 Year Fixed Rate
Cash ISA
4.70% Online Branch or Agency

Further information and T&Cs for each of our ISAs can be found by clicking the account name in the tables above


Unsure on what an ISA is?
here for our Guide to ISAs

More detailed information about ISAs is contained in the ISA Factsheet available from any tax office or online at www.hmrc.gov.uk

Savings Terms Explained

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.

Gross is the rate of interest payable before any tax is taken off.

Fixed interest means the rate stays the same until the account matures.

Variable interest means the rate can go up or down at any time. We will always publish our rate changes and give you with at least 30 days notice if the rate on one of your accounts is due to go down.

Tax-free means you will not pay any tax on your interest.

Tax year runs from 6 April to 5 April.

Business day is Monday to Friday excluding bank holidays.

Looking for the rate on a closed savings account?

Simply click on the links below to view:

Closed Fixed Rate Accounts

Closed Variable Rate Accounts

View our other savings products

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