Savings
Whether you’re looking for instant access, annual bonuses or tax-free savings, we have an account that will help you achieve your savings goals.
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Mortgages
Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Children's Savings Accounts
Give your little ones the best start in life.

Whether you’re putting money away for their first car, university, or just for a rainy day - our children’s savings accounts help you look after their future.

Our Childen's Accounts - Compared
Withdrawals

Our Junior Cash ISA is designed to keep money saved until the child turns 18, so you can't make withdrawals.

Our Young Savers Account is designed for young people to use the money from their savings throughout their childhood and teenage years, up to the age of 21. The account is therefore instant access and lets you make withdrawals whenever you want.

Deposits

The Junior Cash ISA is subject to Junior ISA annual limits. This means you can deposit a maximum of £4,260 in the current tax year.

Our Young Savers Account allows you to save up to a balance of £500,000, with no annual restrictions.

Managing the account

Our Junior Cash ISA has to be managed by an adult, whereas our Young Savers Account has the option to be managed by the child once they turn 13.

Both accounts can be managed at your convenience through the following methods:

  • In branch
  • By post
  • Via our 'My Accounts' online banking service*

*Please note that this option is only available if the person managing the account is aged 16 or over.

Interest Rates

The interest rate on our Junior Cash ISA is currently 2.25% AER/Tax-free.

The interest rate on our Young Savers Account is currently 1.50% AER/Gross.

Both these rates are variable and can go up and/or down.

Please note

The information above is a brief overview of some of the most asked about features of our accounts. 

To carry out a full comparison you should read the Key Product Information and Terms of Conditions of each account. This information is available on the webpages for each account:

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