Issue 1
Interest Rate AER / Tax Free - Fixed : 4.00%
Minimum - Maximum Balance : £1,000 to £20,000.
Open your account : Via the app.
Manage your account: Via the app, Online (my accounts), or in branch or agency.
You must be:
- At least 18 years old.
- A UK resident (excluding Northern Ireland).
May be suitable for you if:
You would like to invest a lump sum for 1 Year.
You do not need access to your money for 1 Year.
You have £1,000 available to open the account.
You would like to open and manage this account digitally via the app.
Not Suitable for you if:
You would like to make an ISA transfer into this account.
You would need access your funds within the fixed period.
You would like to open this account in branch or agency, online, over the phone or by post.
Additional Information :
- This account only allows the deposit of new ISA funds. ISA transfers are not permitted.
- Accounts can be held in sole name only.
- You can pay money into your account up to the maximum ISA allowance of £20,000 for current tax year 2025/26.
- You can pay money into your account within the first 30 days of opening, up to the maximum balance.
- There is a 14 day cancellation period.
- Full closure, including transfer to another ISA provider, will be allowed subject to 90 days’ loss of interest, calculated on the closing balance.
Click below to expand the App Exclusive 1 Year Fixed Rate Cash ISA Summary Box and Terms and Conditions.
| What is the interest rate? |
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| Can Monmouthshire Building Society change the interest rate? |
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| What would the estimated balance after 12 months based on £1,000 deposit? |
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| How do I open and manage my account? |
Who can open
How to open
Minimum
Maximum
How to manage
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| Can I withdraw money? |
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| Additional Information * |
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It is important that you read the following before deciding to open an account:
Fixed Rate ISA Terms and Conditions
App Exclusive 1 Year Fixed Rate Cash ISA Summary Box
Other Important Information:
General Terms and Conditions for Savings Accounts
Important Information About Your Personal Data
My Accounts Terms and Conditions
Savings terms:
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Gross is the rate of interest payable before any tax is taken off.
Fixed interest means the rate stays the same until the account matures.
Variable interest means the rate can go up or down at any time. We will always publish our rate changes and give you with at least 30 days notice if the rate on one of your accounts is due to go down.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Business day is Monday to Friday excluding bank holidays.
The information provided in the summary box is a summary of the key features of the App Exclusive 1 Year Fixed Rate Cash ISA and is not intended to be a substitute for reading the terms and conditions above that apply to the account.
If you have read and understood all the information provided, and you would like to apply for an App Exclusive 1 Year Fixed Rate ISA simply click below.
