We are currently experiencing an issue which is impacting a small section of our members.
Our portal provider is working hard to resolve the issue, in the meantime, if you are unable to access the portal please complete and return your selection using the letter you have received.
We apologise for any inconvenience caused.
When your current mortgage deal is coming to an end, we’ll write to you about switching your rate.
Your letter will tell you how you can switch.
If you've received your letter and it says you can switch your mortgage rate online, you can do this here - make sure you have your login details included in your letter to hand:
If your letter doesn't say you can switch online, or if you'd just prefer some guidance, our Mortgage Advisers can help you make the switch.
If you aren't coming to the end of your deal yet, you may be able to switch early, but you may have to pay an Early Repayment Charge to exit your current deal. Speak to one of our Advisers to discuss your individual circumstances.
If you are currently on our Standard Variable Rate, you can switch your rate, please request a call back using the button below.
We give our mortgage customers plenty of options if you want to move home.
It’s a good idea to speak with a Mortgage Adviser if you’re thinking about moving, as they’ll be able to identify the option that’s best for you.
If it’s in your best interest to keep your existing rate, you may be able to take your current mortgage product with you to your new home – also known as porting your mortgage.
Another option is to change your mortgage product when you take out the mortgage on your new house.
Bear in mind though:
Unless you’re currently on our Standard Variable Rate (SVR) or you’re nearing the end of your current deal, you’ll usually have to pay an Early Repayment Charge to change your product.
If you do decide to change your product, all our House Purchase mortgages are available to existing customers.
You can request a call back using the button below.
We offer the ability for our members to apply for additional borrowing, subject to affordability and eligibility criteria.
You can request a call back using the button below.
If you are looking to add or remove someone from the mortgage, you will need to speak to a mortgage adviser to discuss what this means for you and the person being added to the mortgage. This will include a review of your finances to check that the mortgage remains affordable.
You can request a call back using the button below.
If you want to pay off your mortgage you will need to request a redemption statement.
If you would like to receive your redemption statement by post, please fill in this form. Your statement will be sent to the correspondence address we hold on your file.
If you would like to receive your redemption statement via email, please call our Mortgage Servicing team on 01633 844 370. The team will arrange a password with you before we send out your redemption statement via encrypted secure email.
Rate Switch Products
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.20% | 7.1% | 80% | NIL | - | More Details |
| 5.60% | 7.4% | 95% | NIL | No ERCs | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.90% | 7.3% APRC | 75% | NIL | - | More Details |
| 6.10% | 7.4% APRC | 85% | NIL | - | More Details |
| 6.50% | 7.6% APRC | 95% | NIL | - | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.75% | 7.1% | 75% | NIL | - | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.45% | 6.6% | 75% | NIL | - | More Details |
| 5.65% | 6.8% | 85% | NIL | - | More Details |
| 5.85% | 7.0% | 95% | NIL | - | More Details |
Your home may be repossessed if you do not keep up repayments on your mortgage.
Landlord Rate Switch Rates
Please note that all products below discounted off of the Society's Standard Variable Rate. We currently do not offer any fixed rate products for landlords.
Buy-to-Let
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.95% | 7.3% APRC | 80% | - | - | More Details |
Buy-to-Let Limited Company
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 6.15% | 7.4% | 75% | - | - | More Details |
Holiday Let
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.95% | 7.3% APRC | 75% | - | - | More Details |
Holiday Let Limited Company
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 6.15% | 7.4% | 75% | - | - | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 5.95% | 7.3% | 75% | - | - | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 6.85% | 7.6% APRC | 70% | 0.50% of loan amount | - | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 6.40% | 7.4% | 75% | - | Buy-to-Let and Holiday Let Only | More Details |
| 6.45% | 7.5% | 75% | - | - | More Details |
