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We offer Funeral Plans and Home Insurance through our partners
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Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Retired or approaching retirement? We offer mortgages for over 60s and pensioners.

If you want to get a mortgage in your 50s, 60s or 70s, we may be able to help.

We’ll consider lending to you if you’re approaching retirement, or even if you’re already retired.

We believe you shouldn’t be limited when applying for a mortgage - that’s why we offer you the same choice of products and rates that we give all our borrowers.


  • Our standard residential repayment mortgages allow the loan to be repaid up to the age of 85. This means we can offer you our best rates, whether you’re looking to buy a house or to remortgage.
  • Our interest-only residential mortgage products can also be repaid up to age 85.
  • We can offer you our standard maximum term of 40 years as long as the mortgage will be repaid by the maximum age allowed.


To be eligible for a mortgage into retirement, you simply have to demonstrate that you’ll be able to afford the repayments once you’ve retired, whether this be through pension income, investments or other methods.

If you’d like to discuss your eligibility in more detail, book an appointment with one of our mortgage advisers – we’re happy to help.


Your home may be repossessed if you do not keep up repayments on your mortgage.