Bank of England Base Rate Increase: Changes to Tracker Savings Rates
Following the recent increase in the Bank of England Base Rate, we are pleased to confirm that the interest rates on a number of our tracker savings accounts have increased.
As tracker products are linked to movements in the Bank of England Base Rate, any increase in the Base Rate is automatically reflected in the interest rate paid on eligible accounts.
What has changed?
The following accounts have received a rate increase of 0.25% AER/gross p.a.:
|
Account |
Previous Rate |
New Rate |
|
Instant Access Tracker Cash ISA (Issue 1) |
3.25% |
3.50% |
|
Maturity Access Tracker (Issue 1) |
3.50% |
3.75% |
|
Smart Tracker (30 Day Notice) Issue 2 |
4.30% |
4.55% |
|
Smart Tracker (30 Day Notice) |
4.30% |
4.55% |
|
60 Day Smart Tracker Cash ISA |
4.30% |
4.55% |
|
Smart Tracker (30 Day Notice) Issue 3 |
4.05% |
4.30% |
|
90 Day Notice Tracker Issue 1 |
4.05% |
4.30% |
|
Mortgage Customer Saver Account |
3.50% |
3.75% |
|
General Client Account Issue 2 |
All balance tiers |
|
|
Balances up to £5,000,000 |
2.50% |
2.75% |
|
Balances £5,000,000 to £8,000,000 |
2.75% |
3.00% |
|
Balances above £8,000,000 |
3.00% |
3.25% |
Our website will be updated at the earliest opportunity but rest assured that the new rate have been applied to the accounts on the 5th November 2026.
What do I need to do?
You do not need to take any action. The new rate will be applied automatically to your account in line with the terms and conditions of your tracker product.
Why have rates increased?
Tracker savings accounts are designed to move in line with changes to the Bank of England Base Rate. As the Base Rate has increased by 0.25%, the payable rate on these accounts has increased by the same amount.
Find out more
You can view the latest interest rates for all our savings accounts on our website.
Thank you for saving with Monmouthshire Building Society.
We are committed to ensuring our members benefit from changes in market rates through our range of tracker savings products.