Savings
Whether you’re looking for instant access, annual bonuses or tax-free savings, we have an account that will help you achieve your savings goals.
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Mortgages
Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Holiday Let Mortgages
Specialist Buy-to-Let mortgages designed for Holiday Rentals.

A Personal Solution

At Monmouthshire Building Society, our underwriting process is guided by our expertise rather than computer formulas and numeric credit scores - ideal for more specialist solutions such as Holiday Let mortgages.

Purchase a Holiday Let

Our Holiday Let mortgages can help you buy properties in holiday hotspots across Wales and England.*

View our Holiday Let purchase rates below.

Holiday Let Remortgage

Make your holiday let more profitable by getting a better mortgage deal.

To find out if we could help you save money, view our Holiday Let Remortgage rates below.

 

Holiday Let Mortgage Rates

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 4.99%.  If our Standard Variable Rate changes, your monthly repayments could go up or down.

Please note that the mortgage products listed below are for Holiday Lets only, and cannot be used for Residential Purchases/Remortgages or standard Buy-to-Let mortgages.

Holiday Let Property Purchase Mortgages

2 Year Discount Rate Holiday Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.22% 4.6% APRC 75% £999 - More details
2 Year Fixed Rate Holiday Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.59% 4.6% APRC 75% £999 - More details

 

Holiday Let Remortgage Rates

2 Year Discount Rate Holiday Let Remortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.49% 4.5% APRC 75% -

Assisted legal fees

£250 cashback

More details
2 Year Fixed Rate Holiday Let Remortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.79% 4.7% APRC 75% £999

Free valuation

£250 cashback

More details

*Lending Area: Whole of Wales & England (including Isle of Wight), subject to the property being located in an area commensurate with holiday letting.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR YOUR PROPERTY MAY BE REPOSSESSED.