Savings
Whether you’re looking for instant access, annual bonuses or tax-free savings, we have an account that will help you achieve your savings goals.
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Mortgages
Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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House Purchase Mortgages
Moving home can be stressful, but getting a new mortgage doesn't have to be. 

Tailored Advice

Our Mortgage Advisers will assess your circumstances to find a solution that works for you.

A Stress-Free Decision in Principle

Get an initial decision on your mortgage without affecting your credit score. Our Decision in Principle involves only a ‘soft’ credit check, so we don’t leave a footprint on your credit file.

The Personal Touch

Once you’ve applied for a mortgage, we don’t rely on numbers and computers to tell us if you’re suitable.

Each application we receive is considered by a real person in our underwriting team, allowing us to take a common-sense approach.

Mortgage Rates for Buying a New Home

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 5.24%. If our Standard Variable Rate changes, your monthly repayments could go up or down.

Please note that the mortgage products listed below are for House Purchase only, and cannot be used for Rate Switch, Remortgage or Buy-to-Let.

2 Year Discount Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.24% 4.7% APRC 80% £1,999 - More details
1.84% 4.7% APRC 80% - - More details
2.10% 4.9% APRC 90% £995 - More details
3.24% 5.24% APRC 95% - £250 cashback More details
2 Year Fixed Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.93% 5.0% APRC 90% - - More details
2.30% 5.0% APRC 90% - - More details
3.15% 5.0% APRC 95% -   More details
3.65% 5.1% APRC 95% - £1000 cashback More details
5 Year Fixed Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.94% 4.0% APRC 65% £999 - More details
2.14% 4.0% APRC 65% - - More details
2.06% 4.1% APRC 80% £999 - More details
2.39% 4.2% APRC 80% - - More details
2.67% 4.5% APRC 90% £999 - More details
2.93% 4.5% APRC 90% - - More details
3.48% 4.7% APRC 95% - - More details
3.75% 4.8% APRC 95% - £1000 cashback More details
Exclusive Rate for Existing Borrowers Only

At Monmouthshire Building Society, we believe in rewarding our loyal mortgage customers. 

That's why we've created this exclusive rate for our existing borrowers. 

Please note that the mortgage product listed below is for House Purchase and Rate Switch only, and cannot be used for remortgage or Buy-to-Let. Please note that other house purchase products also available may be more suitable for your circumstances.

5 Year Discount Rate Mortgage for Existing Borrowers
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
4.24% 5.0% APRC 95% -

Free valuation

No early repayment charge

More details

Your home may be repossessed if you do not keep up repayments on your mortgage.