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About
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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House Purchase Mortgages
How to Apply

The first step in your application process is getting a decision in principle. 

This will allow you to get an initial decision on your mortgage, with no impact on your credit score.

Find out more and get a decision in principle here:

Decision in Principle

 

Speak to a Mortgage Adviser

Our expert Mortgage Advisers can assess your circumstances to find a solution that works for you.

Advice is completely free and comes with no obligations.

Enquire Now

Mortgage Rates for Buying a New Home
2 Year Discount Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.39% 4.2% APRC 80% £999 - More details
2 Year Fixed Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
0.99% 4.2% APRC 75% £1,495

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More details
1.31% 4.2% APRC 75% £0

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More details

1.74% 4.4% APRC 80% £999

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More details 
5 Year Fixed Rate Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.50% 2.9% APRC 50% - - More details
1.60% 3.4% APRC 70% £999 - More details
1.79% 3.7% APRC 80% £999   More details

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 4.74%. If our Standard Variable Rate changes, your monthly repayments could go up or down.

Enquire about Mortgages for Buying a New Home

Simply fill in the form below and we'll be in touch within the next few days to discuss how we can help:

How we use your personal information

We will only use the data entered above for the purpose of contacting you to arrange an appointment.

For more information about how we handle your data, please visit our privacy page.

Your home may be repossessed if you do not keep up repayments on your mortgage.