Mortgages for First Time Buyers | Monmouthshire Building Society

Take your first steps on the property ladder with our mortgages for first time buyers.

How To Apply

The first step in your application process is getting a decision in principle.

A decision in principle is a certificate showing how much a lender is prepared to lend to you, based on the information you have provided.

Find out more and get a decision in principle here:

Decision in Principle

Buying Your First Home

To find out more about the process of buying your first home, take a look at our guide:

Buying Your First Home

Speak to a Mortgage Adviser

If you'd like to find out more about our mortgages for first time buyers, please make an enquiry and one of our friendly mortgage advisers will be in touch!

Make an Enquiry

Mortgage Rates for First-Time Buyers

2 Year Discount Rate Mortgages

Initial interest rate %	Overall cost for comparison	Maximum loan to value	Product fee	Additional Features
1.39%	4.2% APRC	80%	£999	-	More details

2 Year Fixed Rate Mortgages

Initial interest rate %	Overall cost for comparison	Maximum loan to value	Product fee	Additional Features
0.99%	4.2% APRC	75%	£1,495	-	More details
1.31%	4.2% APRC	75%	£0	-	More details
1.74%	4.4% APRC	80%	£999	-	More details

5 Year Fixed Rate Mortgages

Initial interest rate %	Overall cost for comparison	Maximum loan to value	Product fee	Additional Features
1.50%	2.9% APRC	50%	-	-	More details
1.60%	3.4% APRC	70%	£999	-	More details
1.79%	3.7% APRC	80%	£999	-	More details

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 4.74%. If our Standard Variable Rate changes, your monthly repayments could go up or down.

Enquire about First Time Buyer Mortgages

Simply fill in the form below and we'll be in touch within the next few days to discuss how we can help:

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Telephone calls may be monitored and/or recorded for security and training purposes. Monmouthshire Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register Number: 206052. FCA register address www.fca.org.uk/register/. We are members of the Financial Services Compensation Scheme. We are members of the Building Societies Association and UK Finance. Details of our Customer Satisfaction and Complaints procedures are available and complaints that we cannot resolve may be referred to the Financial Ombudsman Service (http://www.financial-ombudsman.org.uk/). By accessing any part of this website, you shall be deemed to have accepted our Website Terms of Use.

Mortgages for First-Time Buyers

Enquire about First Time Buyer Mortgages

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