Saving up for a house deposit takes time - but with our Low Deposit mortgages, it might not take as long as you think.
First time buyers in Wales can get help towards purchasing a property with the Help to Buy - Wales scheme.
Get an idea of how much you could borrow in seconds - try our online mortgage calculator.
All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 5.24%. If our Standard Variable Rate changes, your monthly repayments could go up or down.
Please note that the mortgage products listed below are for House Purchase only, and cannot be used for Rate Switch, Remortgage or Buy-to-Let.
| Initial interest rate % | Overall cost for comparison | Maximum loan to value | Product fee | Additional Features | |
| 1.24% | 4.7% APRC | 80% | £1,999 | - | More details |
| 1.84% | 4.7% APRC | 80% | - | - | More details |
| 2.10% | 4.9% APRC | 90% | £995 | - | More details |
| 3.24% | 5.0% APRC | 95% | - | £250 cashback | More details |
| Initial interest rate % | Overall cost for comparison | Maximum loan to value | Product fee | Additional Features | |
| 1.93% | 5.0% APRC | 90% | £999 | - | More details |
| 2.30% | 5.0% APRC | 90% | - | - | More details |
| 3.15% | 5.0% APRC | 95% | - | More details | |
| 3.65% | 5.1% APRC | 95% | - | £1000 cashback | More details |
| Initial interest rate % | Overall cost for comparison | Maximum loan to value | Product fee | Additional Features | |
| 1.94% | 4.0% APRC | 65% | £999 | - | More Details |
| 2.14% | 4.0% APRC | 65% | - | - | More Details |
| 2.06% | 4.1% APRC | 80% | £999 | - | More details |
| 2.39% | 4.2% APRC | 80% | - | - | More details |
| 2.67% | 4.5% APRC | 90% | £999 | - | More details |
| 2.93% | 4.5% APRC | 90% | - | - | More details |
| 3.48% | 4.7% APRC | 95% | - | - | More details |
| 3.75% | 4.8% APRC | 95% | - | £1000 cashback | More details |
Your home may be repossessed if you do not keep up repayments on your mortgage.
