Savings
Whether you’re looking for instant access, annual bonuses or tax-free savings, we have an account that will help you achieve your savings goals.
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Mortgages
Whether you’re looking to buy your first home, move somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.
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Help
Need help? Take a look at our FAQs section for some guidance.
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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The first step in your application process is getting a decision in principle. 

A decision in principle is a certificate showing how much a lender is prepared to lend to you, based on the information you have provided.

Find out more and get a decision in principle here:

Decision in Principle

To find out more about the process of buying your first home, take a look at our guide:

Buying Your First Home

 

Enquire about First Time Buyer Mortgages

Simply fill in the form below and we'll be in touch within the next few days to discuss how we can help:

How we use your personal information

We will only use the data entered above for the purpose of contacting you to arrange an appointment.

For more information about how we handle your data, please visit our privacy page.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Rates for First-Time Buyers

Initial Interest Rate % Overall Cost For Comparison Maximum Loan To Value Product Fee Additional Features  
5.75% 8.4% APRC 80% £999 NIL More Details
6.00% 8.4% APRC 90% £999 NIL More Details
Initial Interest Rate % Overall Cost For Comparison Maximum Loan To Value Product Fee Additional Features  
6.05% 8.5% APRC 90% £999 NIL More Details
Initial Interest Rate % Overall Cost For Comparison Maximum Loan To Value Product Fee Additional Features  
5.60% 7.7% APRC 90% £999 NIL More Details
5.90% 7.9% APRC 95% £999 NIL More Details

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 8.49%. If our Standard Variable Rate changes, your monthly repayments could go up or down.

 

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

Useful Resources

About Us

Mortgages

Mortgage Calculators

Savings

Monmouthshire Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register Number: 206052. FCA register address www.fca.org.uk/register/. We are members of the Financial Services Compensation Scheme. We are members of the Building Societies Association and Council of Mortgage Lenders. Details of our Customer Satisfaction and Complaints procedures are available and complaints that we cannot resolve may be referred to the Financial Ombudsman Service (http://www.financial-ombudsman.org.uk/). By accessing any part of this website, you shall be deemed to have accepted our Website Terms of Use.
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