The first step in your application process is getting a decision in principle.
A decision in principle is a certificate showing how much a lender is prepared to lend to you, based on the information you have provided.
Find out more and get a decision in principle here:
To find out more about the process of buying your first home, take a look at our guide:
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Rates for First-Time Buyers
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 4.45% | 7.6% APRC | 80% | £1495 | NIL | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 3.99% | 7.5% APRC | 75% | £1249 | NIL | More Details |
| 4.80% | 7.7% APRC | 95% | £999 | NIL | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 4.05% | 7.3% APRC | 75% | £1249 | NIL | More Details |
| 4.80% | 7.5% APRC | 95% | £999 | NIL | More Details |
| Initial Interest Rate % | Overall Cost For Comparison | Maximum Loan To Value | Product Fee | Additional Features | |
| 4.10% | 6.6% APRC | 75% | £1249 | NIL | More Details |
| 4.75% | 7.0% APRC | 95% | £999 | NIL | More Details |
