Range of Five Year Fixed Rate Mortgage Products Launched

16 January 2015

In response to changing market conditions and customer demand, the Society has launched a new range of competitive five year fixed rate house purchase and remortgage products.

The Society offers a five year fixed rate house purchase mortgage at 3.43%, with a maximum LTV of 80%. The product is available for house purchase across England and Wales, with a £995 product fee which can be added to the loan.

The range of new products also includes a 95% LTV five year fixed rate mortgage at 4.59%, with no product fee which is ideal for first-time buyers who may be finding it difficult to save up for a larger deposit. Further information about the product range including full terms and conditions, can be found here.

For those customers looking to switch their mortgage from another lender, the Society has also launched a range of competitive five year fixed rate remortgage products, up to 90% LTV, and all with no product fees, free standard valuation and free legal fees†. The product range includes a five year fixed rate at 3.59% with a 75% LTV available throughout England and Wales, and a 90% LTV product with a five year fixed rate of 4.35% available in our local area only*.

Andrew Lewis, Chief Executive, said: “In response to customer demand, the Society has revamped its fixed rate mortgage product range for customers who are seeking a fixed rate deal. We’re pleased to offer a new suite of five year fixed rate products which are suitable for a wide range of purchasers including first time buyers or those looking to remortgage.”

He continued, “Our comprehensive range of competitive fixed rate products give borrowers peace of mind that they’re protected against any potential rate increases and allows them to better budget during fixed term periods.”

Geographic Restrictions

* The Society's local geographical area is defined as postcode areas: NP, CF, SA, LD, WR, GL, HR and BS. See individual product information for full terms and conditions.

Legal Fees

† You will not have to pay the usual legal fees if our appointed solicitors are used. Our solicitor acts for the Society only to ensure we have good legal claim over your property. (You will have to pay for any additional legal work that the solicitors do which is beyond the usual scope of a simple remortgage, for example, change of your name, transfers of equity, deeds of postponement, merger of freehold and leasehold).


Loans available to persons aged 18 or over and are subject to status and valuation of a suitable property, over which security will be required. All lending will be subject to appraisal of the financial standing of the applicants.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.

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